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Terms of Use

Welcome to OwnAmerica. Use of OwnAmerica’s “Portfolio Visualizer” (the “Product”) is offered to you on your acceptance of these Terms of Use, Privacy Policy, and other notices pertaining to this Product. Your use of this Product or of any of its content indicates your acknowledgment and agreement to these Terms of Use, our Privacy Policy and other notices pertaining to this Product. If you do not, or are not able to agree to be bound by and comply with all of the foregoing, you may not access or use our information, services, or Products.

OwnAmerica shall have the right, at its sole discretion, to modify, add or remove any of these Terms of Use without notice or liability to you. Any changes to these Terms of Use shall be effective immediately following the posting of such changes to this Product or to the OwnAmerica website, as circumstances warrant. You agree to review these Terms of Use from time to time and agree that any subsequent use by you of this Product following changes to these Terms of Use shall constitute your acceptance of all such changes.


Title, ownership rights, and intellectual property rights in and to this Product shall remain with OwnAmerica. You agree to abide by the copyright law and all other applicable laws of the United States including, but not limited to, export control laws. You acknowledge that the Product remains a confidential trade secret of OwnAmerica and therefore you agree not to modify the Product or attempt to decipher, decompile, disassemble or reverse engineer the Product.

Disclaimer – OwnAmerica Portfolio Visualizer

The materials, data, information and opinions being provided to you in any Portfolio Visualizer are intended solely for informational and educational purposes, and do not constitute an offer or solicitation to buy or sell any real estate, any interest in real estate, or any common enterprise, nor are they intended to provide specific commercial, financial, investment, accounting, tax, or legal advice. By reading and reviewing the information contained in this disclaimer, you acknowledge and agree that OwnAmerica, its members, subsidiaries and/or affiliates, including, without limitation, Revest America LLC and OwnAmerica LLC (hereinafter, “OwnAmerica”), as well as any licensed real estate agents and/or brokers with whom you may interact are not in the business of real estate consulting and are not classified, or representing themselves, as investment advisers or professional advisers, but rather as information providers.

All opinions, data, and information contained in any Portfolio Visualizer represent baseline assumptions by OwnAmerica or certain third-party providers to OwnAmerica, based on available information at the time each baseline report is generated, and may be altered or superseded without notice at any time by agents or brokers accessing the report, or by OwnAmerica itself. The information and any data contained within each baseline report have been obtained from sources which OwnAmerica believes to be reliable, but OwnAmerica does not represent or warrant that the information and data is accurate or complete. Use of any data or information provided by third-party sources shall constitute neither an endorsement nor approval by OwnAmerica of any such third party Products or services.

OwnAmerica is not a securities dealer, a securities broker, or an investment adviser. OwnAmerica does not provide, and is not providing you with, investment advice, and under no circumstances shall the materials, data, information and/or opinions provided to you be treated or construed as tax, legal, professional, and/or investment advice. You should consult with independent legal counsel, and seek other professional advice, to determine if there are any particular statutes, laws, rules, regulations, or common law rules which impose licensing requirements, registration requirements, or other requirements or obligations upon you. OwnAmerica shall not be held liable for any damages suffered by you, or liability imposed upon you, directly or indirectly, as a result of any violation (or alleged violation) of any state or federal statute, law, rule, regulation, or common law rule.

No information provided to you will guarantee that you will make or save money by investing in real estate. Real estate investments are subject to market risks and fluctuations, which cannot be predicted. Anyone investing in real estate should be prepared to lose all, or a portion, of their investment. Further, anyone investing in real estate should determine whether the investment is suitable to them, and their financial condition.


OwnAmerica shall assume no liability for any errors, omissions, or inaccuracies in the materials, data, information and/or opinions provided; regardless of how they are caused or any decision, action, or omission of action by any person relying on any materials, data, information and/or opinions furnished by OwnAmerica. In no event shall OwnAmerica be liable for any direct, indirect, consequential or exemplary damages arising from the use or the performance of this Product, even if OwnAmerica has been advised of the possibility of such damages. OwnAmerica shall be not responsible for any problems or technical malfunction of any telephone network or lines, computer on-line systems, servers, Internet access providers, computer equipment, Product, or any combination thereof including any injury or damage to your or any other person’s assets as a result of using this Product. SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY, SO THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU.

OwnAmerica reserves the right to modify or discontinue (completely or in part) this Product or any content appearing therein. OwnAmerica will not be liable to you or any third party if we exercise this right.

Our Materials Are Protected: All proprietary materials in OwnAmerica’s Portfolio Visualizers, including our branding, trade dress, trade names, logos, design, text, graphics, images, pictures, page headers, custom graphics, icons, scripts, sound files and other files, and the selection and arrangement and compilation of information thereof (collectively "Materials"), are proprietary property of OwnAmerica, its suppliers, its licensors, or its users, and are protected by U.S. and international intellectual property laws, including copyright and trademark laws. Our Materials cannot be copied, imitated, or used, in whole or in part, without our prior written permission. You may not use any meta tags or any other "hidden text" utilizing "OwnAmerica" or any other name, trademark, or product name of OwnAmerica without our permission.

Third Party Websites, Content and Products and Services

References, hyperlinks or pointers to other websites and/or products and services offered by third parties are provided to you for convenience only and do not constitute an endorsement or approval by us of (i) the organizations that operate such websites or sell such products and services; (ii) the content, privacy policies or other terms of use on such websites, products, and services; or (iii) such third party products and services. As we have no control or responsibility over websites or content maintained by other organizations, or for products and services offered by third parties, we do not assume any liability for your use of any of the foregoing, which use you acknowledge and agree shall be at your own risk.

OwnAmerica Does Not Own Real Estate Source Images: OwnAmerica does not assert copyright or grant any rights to the underlying images or descriptions of real estate listings that may be contained in any Portfolio Visualizer. OwnAmerica uses these images and information only as necessary to generate baseline reports. Any use of the source images or descriptions is subject to the copyright owner's permission and/or the requirements of applicable law. OwnAmerica does assert copyright and reserves all right to the baseline reports thus generated.

Choice of Law

These Terms of Use are governed by the laws of the State of New York without regard to its conflict of law provisions.

No Waiver

OwnAmerica’s failure to exercise or enforce any right or provision of the Terms of Use will not be deemed to be a waiver of such right or provision.

Entire Agreement & Severability

These Terms, together with the Privacy Policy and any amendments and additional agreements you might enter with OwnAmerica in connection with this Product or our other products or services, shall constitute the entire agreement between you and OwnAmerica concerning the Product(s) or services, and shall supersede any prior terms you had with OwnAmerica regarding any products or services.

If any provision of these Terms of Use is deemed invalid, then that provision will be limited or eliminated to the minimum extent necessary, and the other provisions of these Terms of Use remain in full force and effect.

Limitation of Claims

Regardless of any statute or law to the contrary, any claim or cause of action arising out of or related to your use of the Product must be filed within one (1) year after such claim or cause of action arose, or else that claim or cause of action will be barred forever.


Any controversy or claim arising out of or relating to these Terms of Use or the Product will be settled by binding arbitration in accordance with the commercial arbitration rules of the American Arbitration Association ("AAA"). Any such controversy or claim must be arbitrated on an individual basis, and must not be consolidated in any arbitration with any claim or controversy of any other party. The arbitration must be conducted in New York, New York, and judgment on the arbitration award may be entered into any court having jurisdiction thereof. Either OwnAmerica or you may seek any interim or preliminary relief from a court of competent jurisdiction in Charlotte, NC, as necessary to protect the rights or property of you or OwnAmerica.